Disclosures

Depository 360 is operated by Infinidatum LLC as an independent financial-intelligence platform. We are not affiliated with, endorsed by, sponsored by, or acting on behalf of the NCUA, CFPB, OCC, FDIC, the Federal Reserve, or any credit union, CUSO, bank, or vendor covered on the site. Inclusion or coverage of any entity is not an endorsement of it, and is not a statement that it endorses us.

Our data is curated from public sources, including the NCUA 5300 Call Report and CUSO Registry, FDIC BankFind, the Federal Reserve Economic Data (FRED), the Federal Register, and public news and trade publications. Public data can be delayed (for example, Call Reports are published weeks after each quarter), incomplete, or revised, and our parsing and computations may contain errors. Always verify with the original source — see our Disclaimer.

Composite scores, rankings, ratios, and peer benchmarks are model-based estimates built on stated methodologies and assumptions. Credit-union peer benchmarks are computed directly from filed NCUA 5300 data where available; metrics not reported on the 5300 are left blank rather than estimated. Scores are informational tools to support — not replace — your own analysis, and reasonable people may weigh the inputs differently.

Some features use artificial intelligence and third-party data providers to research and summarize information. AI-generated content is labeled where practical and may be inaccurate or out of date. It is provided to accelerate your research, not as verified fact or advice.

Nothing on Depository 360 is a recommendation, solicitation, or offer to buy, sell, invest in, lend to, partner with, or procure from any institution, security, or vendor. We are not a registered investment adviser or broker-dealer. Do your own due diligence and consult qualified professionals before acting.

The public data on Depository 360 is free to explore. Certain live, AI-powered analyses and professional tools require prepaid credits or a purchase ($1 = 1 credit); credits pay for queries to third-party providers on your behalf. Pricing and what each analysis costs are shown in the app. See the Terms of Use for refund and credit-reversal terms.

Depository 360 does not currently run third-party advertising, and vendors do not pay to receive higher scores or rankings. Our revenue comes from prepaid credits and paid tools. If this changes, we will disclose any material sponsorship or compensation arrangement that could affect content.

Questions about these disclosures or our methodology? Email admin@infinidatum.com or see How it works.